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SBI Clerk Latest Question Paper With Soultions

QUANTITATIVE APTITUDE

1. A Vessel contains 60 litres of milk, 6 litres of milk is taken out and 6 litres of
water is added to the vessel. Again 6 litres of milk from the vessel is withdrawn
and 6 litres of water is added to the vessel. The ratio of milk and water in the
resulting mixture in the vessel is
1) 81 : 19 2) 71 : 29 3) 61 : 39
4) 61 : 29 5) None of these
2. The present age of Rakshak is twice the present age of Sonal. Five years hence,
Sonal’s age will be twice the present age of Arati. Five years ago, the ratio of the
ages of Arati and Kiran was 2 : 3 respectively. Kiran’s present age is 20 years.
Find Rakshak’s present age.
1) 45 years 2) 50 years 3) 35 years
4) 40 years 5) None of these
3. Simple interest on a certain sum at a certain rate for 2 years in Rs.160 and
compound interest on the same sum at the same rate and for the same period is
Rs.170. The rate of interest per annum is:
1) 12% 2) 12.5% 3) 8%
4) 9% 5) None of these
4. Neha Chaudhary bought some goods for Rs.10000. She sold half of the goods at
a loss of 25%. At what percent of profit should she sell the remaining goods so
that she gets a gain of 38% on the whole transaction?
1) 75% 2) 85% 3) 101%
4) 105% 5) None of these
5. The cost price of 8 chairs in same as that of 5 tables. The total cost of 6 chairs
and 2 tables is Rs.3680. Find the cost of 6 tables.
1) Rs.3840 2) Rs.3850 3) Rs.3860
4) Rs.3845 5) None of these
Directions (6 – 15): What will come in place of the question mark (?) in each of
the following questions?
6.


1) 3
2) 5
3) 7
4) 6
5) 8
7.





8. 11/51 of 13/15 of 17/19 of ? = 286/3
1) 560 2) 570 3) 580
4) 590 5) None of these
9. √1600  + √576 = ?
1) 3969 2) 3096 2) 2096
4) 4096 5) None of these
10. 878.34 – ? + 345.43 = 579.39
1) 644.38 2) 654.38 3) 649.38
4) 654.49 5) None of these
11. 1.64 + 0.64 + 0.064 – 0.8 – 0.08 = ?
1) 1.644 2) 1.464 2) 2.464
4) 1.466 5) None of these
12. 285.5 × 2.4 + 24.6 × 36.4 = ? × 0.8
1) 1875.5 2) 1795.8 3) 1975.8
4) 1888.6 5) None of these
13. 592 = 492 = 2? × 33 × 5
1) 4 2) 1 3) 2
4) 3 5) None of these
14. 13.5 × 5 + 245 × 0.5 + 677.5 = 59.1 × ?
1) 14.7 2) 15.8 3) 16.5
4) 21.7 5) None of these
15. 40% of 1476 + 25% of ? = 12933 ÷ 20
1) 215 2) 225 3) 235
4) 216 5) None of these
16. A boatman rows downstream a distance of 30 km in 6 hours and upstream a
distance of 24 km in 6 hours. The ratio of speed of boat in still water and speed
of current is
1) 9 : 1 2) 8 : 1 3) 9 : 2
4) 8 : 3 5) None of these
17. The part of work done by A in 1 day is 1/5 th of the part of work done by B in
1 Day. A’s 1 day’s work in 3/4 th of C’s 1 day’s work. C alone can complete the work in 24 days. In how many days will B alone do the same work?
1) 42/5 days 2) 32/5 days 3) 22/5 days
4) 17 days 5) None of these
18. A, B and C together start a business. The ratio of investment of A and B is 7 : 8
and that of B and C is 4 : 9. B gets a share of Rs. 7104 in annual profit. What is
C’s share in the profit?
1) Rs.16984 2) Rs.16894 3) Rs.15894
4) Rs.14894 5) None of these
19. The present population of a city P is thrice the present population of city Q.
Two years hence, the population of city Q will be 18513. If the rate of growth of
population of city Q is 10% per annum, what is the present population of city P
1) 48500 2) 45500 3) 49500
4) 45900 5) None of these
20. Vishal invested 2/11 th part of his monthly income in stocks share and that of
1/4th part in mutual fund. He spent the remaining amount on domestic needs and apparel in the ratio 5 : 3 respectively. The expenditure on domestic needs was Rs.2100. What is his annual income?
1) Rs.84480 2) Rs.85480 3) Rs.86480
4) Rs.83480 5) None of these
21. The distance between Shaurya’s house and Pratyusha’s house in 18 km.
Shaurya’s speed is 3/4 th of that Pratyusha. Shaurya takes on hour in going to Pratyusha’s house. What is the speed of Pratyusha?
1) 18 kmph 2) 24 kmph 3) 30 kmph
4) 32 kmph 5) None of these
22. In a piggy bank there are 1 rupee, 50 paise and 25 paise coins. The respective ratio of their numbers is 10 : 8 : 5. In piggy bank there is a total sum of Rs. 976. How many 25 paise coins are there in the piggy bank?
1) 256 2) 360 3) 320
4) 640 5) None of these
23. The salary of Sarthak is 40% of that of Sarvagya. Harish’s salary is 60% of that
of Sarthak. By what per cent is Sarvagya’s salary more than that of Harish?
1) 317 2) 217 3) 228
4) 281 5) None of these
24. The perimeter of a square plot is equal to the perimeter of a rectangular plot
which is 23 metre long and 19 metre broad. What will be the diagonal of the
square plot?
1) 17√2 m 2) 21√2 m 3) 22√2 m
4) 23√2 m 5) None of these
25. A tank is fitted with two inlet pipes A and B and an outlet pipe C. Pipe A can fill
the empty tank in 12 minutes. While pipe B alone can fill it in 18 minutes. Pipe C can empty the full tank in 45/4 minutes. If all three pipes are opened simultaneously, in what time will the empty tank be filled?
1) 16 minutes 2) 18 minutes 3) 20 minutes
4) 22 minutes 5) None of these
26. The sum of 68 numbers is 3474. The average of first 22 numbers is 61 and that
of last 19 numbers is 44. What will be the average of remaining numbers?
1) 44 2) 48 3) 46
4) 50 5) 52
Directions (27 – 31): What will come in place of the question mark (?) in the
following number series?
27. 5 12.5 32.5 105 427.5 ?
1) 2145 2) 2045 3) 2245
4) 2005 5) None of these
28. 20 38 74 146 290 ?
1) 576 2) 578 3) 580
4) 574 5) None of these
29. 12 13 21 85 597 ?
1) 4683 2) 4663 3) 4693
4) 4863 5) None of these
30. 400 800 880 896 899.2 ?
1) 889.48 2) 898.48 3) 899.64
4) 899.84 5) None of these
31. 40 20 30 75 262.5 ?
1) 1181.25 2) 1182.25 3) 1281.25
4) 1161.25 5) 1811.25
32. If (7x/12) – 12 = 23 + (3x/8) , find the value of x.
1) 164 2) 168 3) 165
4) 180 5) 140
33. The diameter of a wheel is 42 cm. How many revolutions will be made by the wheel in covering a distance of 4092 metre?
1) 3600 2) 3200 3) 3100
4) 3300 5) None of these
34. Ankur invested a sum of Rs.16800 for four years in a scheme A. The rate of
interest in scheme A is 8% per annum compounded yearly for the first two years
and 10% for the third and fourth years compounded yearly. What will be the
compound interest at the end of 4 years?
1) Rs.6810 2) Rs.6910 3) Rs.6540
4) Rs.6210 5) Rs.6740
Directions (35 – 40): Read the following table carefully and answer the questions given below it.






35. What is the respective ratio between the total number of sun glasses old by store
M in the years 2001, 2002 and 2003 and that sold by store P in the same years?
1) 401 : 406 2) 201 : 203 3) 131 : 139
4) 411 : 406 5) None of these
36. By what per cent is the number of sun glasses sold by store N in the year 2005
less than that sold by store R in the year 2003?
1) 10% 2) 12% 3) 14%
4) 15% 5) 20%
37. What is the respective ratio between the average number of sun glasses sold by
store P and store Q during all the give years?
1) 271 : 276 2) 217 : 216 3) 227 : 216
4) 113 : 115 5) None of these
38. By what per cent approximately is the total number of sun glasses sold by store
P in the years 2003, 2004 and 2005 more than that sold by store Q in the same
years?
1) 14% 2) 16% 3) 18%
4) 12% 5) 17%
39. What is the average number of sun glasses sold by store R ?
1) 760 2) 790 3) 810
4) 820 5) 829
40. How many sun glasses were sold by all the stores in the year 2003?
1) 5190 2) 4190 3) 4290
4) 5290 5) None of these

ENGLISH LANGUAGE

Directions (41 – 45): In the following questions, each sentence has two blanks;
each blank indicating that something has been omitted. Choose the set of words
for the blanks which best fits the meaning of the sentence as a whole.
41. An analysis of booking data ……….. by online travel portal has shown 40 per cent
of city residents ………… for hill stations for weekend breaks.
1) conduct, opted 2) conducted, opt 3) given, opted
4) collected, opted 5) conducted, chose
42. Mobile operators are allowed to ……….. network infrastructure like cellphone
towers, which has ……….. them reduce cost, but not air waves.
1) sharing, helping 2) shared, helped 3) share, help
4) collect, helped 5) collect, helped
43. I ……….. a friend named Ankur who ……….. a horse ranch in the city.
1) have, owns 2) got, sells 3) need, holds
4) possess, runs 5) has, buys
44. Traffic was ……….. on the express way on Saturday as local residents ……….. the road.
1) disturbed, blocked 2) disrupted, blocked
3) blocked, stopped 4) jammed, block
5) disrupting, blockage
45. The incident ……….. place when the victim asked a ……….. of youths for money.
1) had, group 2) take, group 3) took, group
4) took, herd 5) was taken, group
Directions (46 – 50): Read each sentence to find out whether there is any
grammatical error or idiomatic error in it. The error, if any, will be in one part
of the sentence. The number of that part is the answer. If there is ‘No error’ the
answer is (5). (Ignore errors of punctuation if any)
46. Earlier this year (1)/ some foreign nations (2)/ was caught (3)/ bringing in drugs
in shoe cavity. (4)/ No Error (5).
47. Our country looks all set to throw open (1)/ its door to foreign investors in
infrastructure, (2)/ as the nation seeks to help (3)/ improved the creaky
transportation facility. (4)/ No Error (5).
48. The company holds (1)/ the patent of the technology (2)/ which enable them to
extract (3)/ precious metals from e-waste. (4)/ No Error (5).
49. It was strange (1)/ when people started (2)/ congratulate me (3)/ on completion
of my dissertation. (4)/ No Error (5).
50. Business confidence is by the upswing (1)/ as companies are betting (2)/ on a
turnaround in the economy (3)/ and improvement in the investment. (4)/ No Error (5).
Directions (51 – 55): In the following questions, a sentence/ apart of the sentence
is printed in bold. Below are given alternatives to the bold sentence/ part of the
sentence at (1), (2), (3) and (4) which may improve the sentence. Choose the
correct alternative. In case no improvement is needed, your answer is (5).
51. Traders and Mandi Market Committees are not threatening by the Government’s
move to override the APMC laws.
1) scared 2) afraid 3) over powered
4) threatened 5) No Correction required
52. Indian firms are benefit strongly from the surge in mergers and acquisitions and
amid heightened activity thanks to the business optimism generated by new
government.
1) benefiting weakly 2) benefiting strongly
3) benefited weakly 4) feeling strongly
5) No correction required
53. Inspire scoring very high in the examination, Suresh failed to secure admission
in the college of his choice.
1) but 2) despite 3) even
4) since 5) No correction required
54. The commerce aircraft manufacturing business is a rarefied zone.
1) commercial 2) trade 3) businesses
4) trading 5) No Correction required
55. Signs that the Indican Economy is readying to became research basis are every where, and come from both the government and the private sector.
1) became researches basis 2) to became research basis
3) for becoming research basis 4) to become research based
5) No correction required
Directions (56 – 60): Rearrange the following six sentences/ group of sentences
(A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful
paragraph; then answer the questions given below them.
A) All the labourers and the soldiers turned around and saw a hut just a few steps
away from the palace gate.
B) Then suddenly his eyes fell on something and he shouted, “What is that? I did
not see that before”.
C) Before inviting the King to see the palace, the minister decided to take a final
look. “Splended!” the minister exclaimed, looking at the palace.
D) Many labourers were put to work and in a few days the palace was ready.
E) Once, Veer decided to build a apace on a river bank and ordered his ministers
to survey the site and start the construction.
F) King Veer was known for his justice and kindness in whose kingdom,
everyone was leading a happy and content life and his people loved him and
were proud of him.
56. Which of the following sentences should be the FIRST sentence after rearrangement?
1) A 2) B 3) C
4) D 5) F
57. Which of the following sentences should be the SECOND sentence after rearrangement?
1) A 2) B 3) C
4) D 5) E
58. Which of the following sentences should be the FOURTH sentence after rearrangement?
1) A 2) B 3) C
4) D 5) E
59. Which of the following sentences should be the THIRD sentence after rearrangement?
1) A 2) B 3) C
4) D 5) E
57. Which of the following sentences should be the LAST sentence after rearrangement?
1) A 2) B 3) C
4) D 5) E

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Directions (61 – 70): In the following passage there are blanks, each of which has
been numbered. These numbers are printed below the passage, against each, five
words are suggested, one of which fits the blank appropriately. Find out the
appropriate word in each case.
The assessment of humanity’s …(61) … in the next 100 years, which has taken 21
months to complete, argues strongly that to achieve long and healthy lives for all 9
billion people …(62) … to be living in 2050, the twin issues of population and
…(63) … must be pushed to the top of political and economic agenda. Both issues have
been largely …(64) …by politicians and played down by environment and
development for 20 years.
“The number of people living on the planet has never been higher, their levels of
consumption are …(65) …and vast changes are taking place in the environment. We
…(66) … choose to rebalance the use of resources …(67) … a more egalitarian pattern
of consumption… or we can choose to do nothing and to …(68) … into a downward
spiral of economic and environmental ills …(69) …to a more unequal and in
hospitable future.
At today’s rate of population increase developing countries will have to build the
equivalent of a city of a million people every five days from now to 2050, says the
report. “Global population growth is …(70) …for the next few decades. By 2050, it is
projected that today’s population of 7 billion will have grown by 2.3 billion, the
equivalent of new China and an India”.
61. 1) prospective 2) perception 3) prospects 4) aims 5) prospecting
62. 1) expect 2) expecting 3) expectation 4) expected 5) aspirations
63. 1) consumption 2) resumption 3) revamp 4) reconstruction 5) expenditure
64. 1) ignoring 2) ignored 3) cared 4) attended 5) attention
65. 1) unprecedented 2) limited 3) useful 4) surprised 5) amazed
66. 1) would have 2) should be 3) can 4) are 5) have
67. 1) to 2) by 3) for 4) with 5) walk
68. 1) drifted 2) drift 3) flew 4) flowing 5) walk
69. 1) led 2) held 3) leading 4) going 5) doing
70. 1) evitable 2) inevitable 3) inevitably 4) viable 5) dispensable
Directions (71 – 80): Read the following passage carefully and answer the
questions given below it. Certain words/phrases have been printed in bold to help
you locate them while answering some of the questions.
During the last few years, a lot of hype has been heaped on the BRICS
(Brazil, Russia, India, China and South Africa). With their large populations and rapid
growth, these countries, so the argument goes, will soon become some of the largest
economies in the world and, in the case of China, the largest of all by as early as 2020.
But the BRICS, as well as many other emerging-market economies-have recently
experienced a sharp economic slowdown. So, is the honeymoon over?
Brazil’s GDP grew by only 1% last year, and may not grow by more than 2% this
year, with its potential growth barely above 3%. Russia’s economy may grow by
barely 2% this year, with potential growth also at around 3%, despite oil prices being
around $ 100 a barrel. India had a couple of years of strong growth recently
(11.2% in 2010 and 7.7% in 2011) but slowed to 4% in 2013. China’s economy grew
by 10% a year for the last year and risks a hard landing. And South Africa grew by
only 2.5% also year and may not grow faster than 2% this year.
Many other previously fast growing emerging market economies for example.
Turkey, Argentina, Poland, Hungary and many in Central and Eastern Europe – are
experiencing a similar slow down. So, what is ailing the BRICS and other emerging
markets?

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First, most emerging-market economies were overheating in 2010-11, with
growth above potential and inflation rising and exceeding targets. Many of them thus
tightened monetary policy in 2011, with consequences for growth in 2012 that have
carried over into this year.
Second, the idea that emerging-market economies could fully decouple from
economic weakness in advanced economies was farfetched: recession in the eurozone,
near-recession in the United Kingdom and Japan in 2011-2012, and show
economic growth in the United States were always likely to affect emerging-market
performance negatively -via trade, financial links, and investor confidence. For
example, the ongoing eurozone downturn has hurt Turkey and emerging-market
economies in Central and Eastern Europe, owing to trade links.
Third, most BRICS and a few other emerging markets have moved toward a
variant of state capitalism. This implies a slowdown in reforms that increase the
private sectors productivity and economic share, together with a greater economic role
for state-owned enterprises (and for state-owned banks in the allocation of credit and
savings), as well as resource nationalism, trade protectionism, import substitution
industrialisation polices, and imposition of capital controls.
This approach may have worked at earlier stages of development and when the
global financial crisis caused private spending to fall; but it is now distorting
economic activity and depressing potential growth. Indeed, China’s slowdown
reflects an economic model that is, as former Premier Wen Jiabao put it, “unstable,
unbalanced, uncoordinated, and unsustainable”, and that now is adversely affecting
growth in emerging Asia and in commodity-exporting emerging markets from Asia to
Latin America and Africa. The risk that China will experience a hard landing in the
next two years may further hurt many emerging economies.
Fourth, the commodity super-cycle that helped Brazil, Russia, South Africa and
many other commodity-exporting emerging markets may be over. Indeed, a boom
would be difficult to sustain, given China’s slowdown, higher investment in
energy-saving technologies, less emphasis on capital and resource-oriented growth
models around the world, and the delayed increase in supply that high prices induced.
The fifth, and most recent, factor is the US Federal Reserve’s signals that it might
end its policy of quantitative easing earlier than expected, and its hints of an eventual
exit from zero interest rates, both of which have caused turbulence in emerging
economies’ financial markets. Even before the Fed’s signals, emerging-market equities
and commodities had underperformed this year, owing to China’s slowdown. Since
then, emerging-market currencies and fixed-income securities (government and
corporate bonds) have taken a hit. The era of cheap or zero-interest money that led to
a wall of liquidity chasing high yields and assets – equities, bonds, currencies, and
commodities – in emerging markets is drawing to a close.
Finally, while many emerging market economies tend to run current-account
surpluses, a growing number of them – including Turkey, South Africa, Brazil and
India are running deficits. And these deficits are now being financed in risker ways:
more debt than equity: more short-term debt that long-term debt; more foreign-currency
debt than local-currency debt; and more financing from fickle cross-border
interbank flows.
These countries share other weaknesses as well: excessive fiscal deficits,
above-target inflation, and stability risk (reflected not only in the recent political
turmoil in Brazil and Turkey, but also in South Africa’s labour strife and India’s
political and electrocal uncertainties). The need to finance the external deficit and to
avoid excessive depreciation (and even higher inflation) calls for raising policy rates
or keeping them on hold at high levels. But monetary tightening would weaken
already-slow growth. Thus, emerging economies with large twin deficits and other
macroeconomic fragilities may experience further downward pressure on their
financial markets and growth rates.
These factors explain why growth in most BRICS and many other emerging
markets has slowed sharply. Some factors are cyclical, but others -state capitalism, the
risk of a hard landing in China, the end of the commodity super-cycle are more
structural. Thus, many emerging markets’ growth rates in the next decade may be
lower than in the last – as may the outsize returns that investors realised from these
economies’ financial assets (currencies, equities, bonds and commodities).
Of course, some of the better managed emerging-market economies will
continue to experience rapid growth and asset outperformance. But many of the
BRICS, along with some other emerging economies, may hit a thick wall, with growth
and financial markets taking a serious beating.

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71. Which of the following statement(s) is/are true as per the given information in the passage?
A) Brazil’s GDP grew by only 1% last year, and is expected to grow by approximately 2% this year.
B) China’s economy grew by 10% a year for the last three decades but slowed to
7.8% last year.
C) BRICS is a group of nations – Brazil, Russia, India, China and South Africa.
1) Only A 2) Both A and B 3) Both B and C
4) Both A and C 5) All A, B and C
72. Which of the following statements is not true in the context of the given
information in the passage?
1) Russia’s economy may grow barely 2% this year, with potential growth also
at around 4%.
2) The ongoing eurozone downturn has hurt Turkey and emerging market
economies in Central and Eastern Europe, owing to trade links.
3) Most emerging-market economies were overheating in 2010-11, with
growth above potential and inflation rising and exceeding targets.
4) Most BRICS and a few other emerging markets have moved toward a variant
of state capitalism.
5) None of these
73. What should be the most appropriate title of the passage in your opinion?
1) Flourishing BRICS and Ailing Emerging Markets
2) Ailing BRICS and other Emerging Markets
3) Slowdown of Global Economy
4) China and World Economy
5) None of these
74. Which of the following is not a factor responsible for economic slowdown in
BRICS and others emerging-market economies as cited by the writer of the
passage?
1) Slow economic growth in the United States, recession in the eurozone, near
recession in the United Kingdom and Japan in 2011-2012.
2) The commodity super cycle that helped Brazil, Russia, South Africa etc. may
be over.
3) The US Federal Reserve’s signal that it might and its policy of quantitative
easing earlier than expected.
4) A growing number of emerging-market economies are running deficits are
being financed in risker ways.
5) Stable,balanced, co-ordinated and sustainable growth.
75. The need to finance the external deficit and to avoid excessive depreciation in
emerging markets calls for
1) raising policy rates
2) keeping policy rates on hold at high levels
3) Either (1) or (2)
4) Tightening monetary policy
5) None of them
Directions (76 – 78): Choose the word/ group of words which is most similar in
meaning to the world group of words printed in bold as used in the passage.
76. Far-fetched
1) believable 2) unbelievable 3) besieged
4) behighted 5) distant
77. Take a serious beating
1) to be difficult to do 2) to be easy to do
3) a very heavy defeat 4) to be better
5) to take lead
78. Turbulence
1) sudden changes 2) turf war 3) tumulus
4) confusion 5) turmoil

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Directions (79 – 80): Choose the word/ group of words which is most opposite in
meaning to the word/ group of words printed in bold as used in the passage.
79. Fickle
1) unstable 2) stable 3) often changing
4) meagre 5) voluminous
80. Depressing
1) very sad 2) unenthusiastic 3) enthusiastic
4) discouraging 5) hollow

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